Personalise a list of sources of help relevant to you

This is a quick overview of the resources relevant to you on all money related problems

We will show you a useful source, one at a time Skip if it is not relevant and Save to List if it is

When finished, go to My List and explore the sources in full to see how they can help you

Benefits

Check what you're eligible for from the UK government

Benefits

Check what you're eligible for from the Scottish government

Council tax

Check if you’re eligible for a discount, exemption or reduction

Scottish Crisis grants

Check if your eligible for emergency funds (which don’t need to be paid back)

Scottish Community care grants

See if you're eligible for funds to help live independently

Help to manage food costs

Explore how to cut down on food bills

Help with energy bills

Check if you are eligible for discounts and savings

Next, we’ll show you a few resources that might help you if you are in arrears for anything

For example, if you’re late making Council Tax payments and have received a demand

Not relevant to you? Just skip this section

Talk to your council about your arrears

You can use Scottish Government’s Local Authority Finder to help direct you to your Local Authority’s website to find how to talk to them about your council tax issues.

Check what to do about Scottish Water & Sewerage

If you are struggling to pay your Water and Sewerage charges speak to your local council

Apply for a Warm Home Discount

Warm Home Discount can provide you with a payment off your electricity bill.

Winter Fuel payments

If you are of pension age, get help with energy bills

Change how your Universal Credit is paid

Spread payments, or have some paid direct to a landlord.

Check your eligibility for a Budgeting Loan or Budgeting Advances

If you are on certain benefits, this can help you with buying household essentials such as a washing machine.

Check out low cost phone and broadband tariffs

BT and other providers are offering low-cost packages

Cold weather payments

If you are receiving benefits, get help with energy bills during cold weather periods

Scottish Pregnancy & Baby Payments

Check if you're eligible with help towards costs of having a new child

Scottish Best Start Foods

Check if you're eligible with help towards buying healthy food for children under 3

Transport to School

Check if you're eligible with help towards costs of getting your children to school

Education Maintenance Allowance

If you're aged between 16 & 19, get support to continue studying

School clothing grants

If you're on a low income, get support with kitting out your child for school

Scottish Young Carer's grant

If you're aged between 16 & 18, get extra financial support

Check eligibility for Job Start payments

If you are eligible, you will receive a one-off grant to help with the costs of starting a new job

Free bus pass

Apply for your National Entitlement Card and get help towards public travel costs

Winter Fuel payments

If you are of pension age, get help with energy bills

Scottish Funeral support payments

If you're on a low income, get help with funeral costs

Bereavement Support Payments

Check if you're eligible for help to ease financial worries after your partner's death

Check eligibility for the ILF Scotland Transition fund

This fund helps you to take part in a new activity or learn a new skill, for example training courses, art or music lessons.

Blue badge scheme

Apply for your badge to get help with parking

Disabled band reduction scheme (Council Tax)

If you need a larger house due to your disability, reduce your council tax to a lower band

Help with rent payments

If you rent from a council, private landlord or housing association, get help with paying your rent

Check your eligibility for Discretionary Housing Payments

This is extra money paid by your local council to help you pay your rent.

Check your eligibility for Support for Mortgage Interest Loan

This can help pay for the interest on your mortgage or home loan.

Check your eligibility for the Rent a Room scheme

The UK Government lets you earn up to £7500 per year tax-free if you let out a furnished room in your home

Check if Home Energy Scotland can make your energy bills cheaper

Their specialist advisers can help you access both national and local funding as well as other energy efficiency measures.

Use online budgeting tools

Our recommended online budgeting tools will help you organise the information you need

Check your tax code

It's important to check your tax code, especially if you've recently started a new job to make sure you aren’t paying too much

Check you’re being paid the right wage

You can check if you are being paid the right amount using GOV.UK’s National Minimum Wage calculator.

Check if you are eligible for tax relief

You might be able to use Tax Reliefs to pay less tax.